Broker Codex

Richard Harper

Harper Mortgage Brokers

I help home buyers, property investors and refinancers. I listen to your story, understand your circumstances and financial goals, then offer structured advice and guide you every step of the way to bring your dreams to reality.

As a property owner and investor across Australia, I understand the challenges that come with buying property and building wealth. My core values and approach to every client are built around honesty, trust and transparency. We're redefining what lending finance can and should feel like. Too often, the mortgage process is clouded by confusing terms, hidden fees, and one-size-fits all approach that serve lenders more than they serve you. We're here to change that. Whether your a first home buyer taking your very first step toward home ownership, a growing family looking to refinance and reduce your monthly repayments, or someone managing multiple loans and seeking clarity and control, we start the same way every time: by listening. As independent brokers, we're not tied to any single bank or product. That means we can objectively compare hundreds of loan packages from a wide range of lenders to find the one that truly aligns with your needs, lifestyle and long term goals. "Service the way it should be"
  • Self-Employed
  • First Home Buyers
  • Low Doc Loans
  • Rural & Regional
  • Investment Property
  • Construction Loans
  • Single parents
  • Refinancing
  • Bridging Finance
  • Adverse Credit

Fifield, NSW

Qualifications

  • Certificate IV Finance & Mortgage Broking
  • Diploma Finance & Mortgage Broking Management

Memberships

  • MFAA
  • AFCA

Credit Representative: 573723

Verified by Codex

Does Harper Mortgage Brokers charge a fee for home loan services.
No, we do not charge a fee for home loan services, as we are paid by the lender after settlement.
I knew our existing lender wasn't giving us a great deal, but I didn't realise how bad it was until I saw the deal Richard was able to get for us. Highly recommend his services and will definitely be returning to Harper Mortgage Brokers for anything we need in the future.
Richard was highly professional and helpful. He values his clients best interests and assisted me with my car loan. I would recommend Richard's services and wouldn't hesitate to use them again.
Richard was absolutely fantastic from the start of the process... clear, transparent, informative. I would highly recommend giving him a call and seeing what your options are.