Free tools
Finance calculators for Australian borrowers.
A set of free, private calculators to help you plan a home loan, a deposit, or a property purchase. Everything runs in your browser. Nothing you enter is saved, sent, or shared, and there is no sign-up.
- Loan repayment calculator: Estimate repayments and see how extra repayments and an offset account could cut your interest and loan term.
- Borrowing power calculator: Get an estimate of how much a lender might let you borrow based on your income, expenses, and commitments.
- Savings goal calculator: Work out how much to set aside each week, fortnight, or month to reach a deposit or savings target on time.
- Rent vs buy calculator: Compare the long-term financial position of renting and investing against buying a home over a set period.
- Stamp duty calculator: Estimate transfer duty in your state or territory, including first home buyer concessions where they apply.
Estimates are a starting point.
These calculators use general assumptions, not your real financial position. A verified finance broker can run your actual numbers, factor in lender policies, and tell you what is genuinely achievable.
Important
The results from this calculator are estimates for general information and education only. They are based on the assumptions stated and the figures you enter, and do not take your personal circumstances, lender policies, or eligibility into account. They are not financial advice, credit assistance, or an offer of credit. Speak to a licensed finance broker or your lender before making decisions. Broker Codex is a directory platform and does not provide credit assistance.