Articles and guides

Expert articles and guides on mortgage broking, property finance, SMSF lending, self-employed borrowing, and specialist finance from Australia's leading brokers.

• Guides What to Do If You Have a Bad Credit Score by Eshanee Hoffmann

  A bad credit score doesn't lock you out of a home loan forever. Here's what's dragging it down, how to check your file, and your real options in Australia.

• Life Transitions Single parent home buying schemes in Australia 2026 by Rielle Berglund

  Single parent home buying schemes in Australia, a large part of my week is spent with single parents working out whether home ownership is possible.

• SMSF The Clock Is Ticking... on SMSF Property Loans by Eshanee Hoffmann

  For nearly two decades, Aussies could borrow inside their super fund to buy residential property. From 10 August 2026, they can't. Here's what you need to know.

• Guides Low Doc vs Full Doc Home Loans: What's the Difference? by Broker Codex Editorial

  Not sure whether you need a low doc or full doc home loan? This plain-English guide explains how income verification works and what the trade-offs are.

• Investment Property So, you want to buy an investment property...huh?! by Eshanee Hoffmann

  More first home buyers are skipping the dream home and investing instead. Here's what to know before you do.

• First Home Buyers Keep the Coffee, Buy the House: How to Save a Deposit! by Eshanee Hoffmann

  Think you need a 20% deposit to buy your first home? Think again. Government schemes & smart strategies can cut your savings timeline from 8 years down to 2.

• Life Transitions Housing after separation: what 2026 data shows for women by Rielle Berglund

  2026 data on single parent home ownership, housing stress and government schemes in Australia, and how to use it when speaking to a mortgage broker.

• First Home Buyers How much deposit do you need to buy a home in Australia? by Broker Codex Editorial

  Do you really need a 20% deposit to buy your first home in Australia? Short answer: no. Here's what you actually need, how LMI works, and the schemes that help.

• Meet the Broker Mortgage broker for women after separation, Sydney by Rielle Berglund

  Separated, divorced, or starting over? I'm a Sydney broker helping women buy a home on a single income, with honest, judgement-free support.

• Meet the Broker Oh Hey! I'm Eshanee - Sydney Based Finance Broker by Eshanee Hoffmann

  April Six marks a pivotal moment! “The day I was hit by a car became the catalyst for completely transforming my life and career to become a Mortgage Broker.